This charming & uniquely designed split-level home is one of the Island's original residences. The upper level features vaulted ceilings & an open-concept living/kitchen/dining area, filled with natural light & character. The lower level includes 2 cozy bedrooms & a shared full bath. A screened front porch entrance includes a convenient half bath & washer/dryer closet, adding to the homes' functionality. Outdoors, you'll find an outside shower, detached garage with ample boat storage & a screeded fish-cleaning station, perfect for island living. Situated on a corner lot with direct beach access in the heart of the Island, you're just a short walk or golf cart ride from shops, restaurants, and Lighthouse Park. The seller also owns the adjacent vacant lot to the North, which is available for separate purchase-offering added space or development potential. HVAC replaced 1/2026; copper plumbing changed out to PEX 1/2026. Bathroom floor replaced 5/2026. Buyer to pay owners title policy. Property is in an X Zone for insurance purposes.