Located in the desirable St. Joe Beach area, 140 Ponce De Leon St offers 2,095 sq ft of coastal living just a short distance from the Gulf. This 4-bedroom, 2.5-bath home features a spacious and functional layout with plenty of room for family, guests, or rental use. With no HOA, covered outdoor space, a detached garage, and excellent parking flexibility, the property is well suited for storing beach gear, a boat, golf cart, or other coastal toys. A major added feature is the RV parking setup with 50-amp electrical service, water, and sewer hookups, giving the property even more flexibility for guests, travel, or additional convenience. Per seller, the current grandfathered X flood zone insurance is transferable to the new owner; buyer to verify all insurance details and transferability. The location places you close to beach access, local restaurants, shopping, Port St. Joe, and Mexico Beach, making it convenient for both everyday living and vacation enjoyment. Whether you are looking for a primary residence, second home, or investment property, this home is a strong coastal opportunity in one of the area?s most desirable beach communities.